Steps to Repair a Fire Damaged House
Most homeowners are devastated when their home suffers from water damage, which can lead to a significant loss. When a fire has occurred on your property, it can be difficult to know where to start in restoring the condition of the building. There are a few main steps to take to get started on the restoration process to ensure you can continue to inhabit the property.
Find a Safe Place to Relocate
When fire damage occurs on a property, it’s important to find a safe place to relocate to ensure you can avoid smoke exposure and put your health at risk. Consider reaching out to a family member or friend to find a place you can stay temporarily until the home is restored to its original condition. Your homeowner’s insurance policy may also cover the costs of a hotel to ensure you have somewhere to stay.
File an Insurance Claim
Filing fire damage claims in Florida can start the process of restoring the condition of the home to ensure you can return. When you file a claim, you’ll need to contact your homeowner’s insurance provider and provide evidence of the damage, which includes photos. It’s important to obtain a copy of the fire report from the local fire department to ensure you can provide your insurance company with more information.
A fire claim expert in Florida will visit the property to investigate the cause of the fire to determine the cause. If the fire started due to an electrical issue or storm, you can expect the costs of the restoration services to be covered. If the fire was due to your negligence, you’ll be responsible for covering the costs to restore the quality of your home.
Recover Your Possessions
Once it’s safe to return to your home, you can start to recover your possessions to determine what hasn’t been damaged or is salvageable. This will also allow you to determine what items need to be replaced, which will be covered by your insurance policy. Keep an inventory of your possessions to ensure everything is accounted for during the process.
Contact a Restoration Company
Reach out to a company that offers restoration services for damages due to residential fire and smoke in Florida. After fire damage claims in Florida are processed, insurance companies assist policyholders in looking for a local company that has the necessary tools and equipment to remove damaged materials from the property. The restoration company will visit the property to determine the extent of the damage and the overall cost to restore the building and make it safe to inhabit. The restoration company that handles residential fire and smoke in Florida will also provide you with a time frame on when the home will be restored to ensure you can continue living in it.
If you want to learn more about the right steps to take after your house has suffered from fire damage, contact us today to obtain more information. We can answer your questions and assist you with starting the process of filing a claim and getting connected with a fire claim expert in Florida.